Young women sending money through digital wallet, using wireless technology

Billers

Digital wallets or pay services? Understanding the roles that power today鈥檚 digital payments experience

nternet of Things and Mobile Payment concept,close up hand holding smart phone with Communication icons.Paying through terminal.Connection and wireless network Technology

Merchants

Navigating the payments maze: A retailer鈥檚 guide to global expansion

Shopping

Merchants

Accelerating global retail expansion

Security breach, smartphone screen, infected by internet virus, cyberattack hacking

Payments Intelligence

How to navigate NACHA鈥檚 2026 Fraud Mandate

Real-time payments

Merchants

The real truth about merchant real-time payments

RTP represents the future of payments, even though it is sometimes difficult to see beyond the current dominance of card-based payments.

Banking

Unified corporate payments: How banks can win corporate clients with seamless service

On this page Corporate banking is undergoing digital transformation as clients demand faster, simpler, and more integrated services. One critical area of opportunity is corporate payments. Traditionally, companies have navigated a maze of payment types: domestic ACH, international wires via SWIFT, regional systems like SEPA, emerging real-time payments, and more.

Banking

More widely available instant payments are coming to Europe: How Banks and PSPs can prepare for IPR

European payments are moving toward significant transformation as the European Parliament and the Council of the European Union (EU) adopted the Instant Payments Regulation (IPR) in February 2024, entering into effect on April 8, 2024.

Someone tapping on their smartphone, there is a digital graphic added on top showing the various things you can do on a smartphone such as shopping, music, etc.

Banking

Banks are overwhelmed by payments data. Does unified processing offer a lifeline?

The volume of payments data available to banks today has surged almost to the point of overwhelm: it has created as many operational challenges as it has growth opportunities.

Banking

Unified payments processing is the solution to banks鈥 crushing compliance burden

Surging digital payment volumes and related compliance demands are heaping pressure on banks to scale their processing capacity and optimize operations.

Banking

Los sistemas de pago impulsan la expansi贸n de los pagos inmediatos en Latinoam茅rica聽

Aunque los pagos inmediatos son una realidad desde hace muchos a帽os, no se puede negar que la transformaci贸n que supone el 鈥渢iempo real鈥 ha despegado en Latinoam茅rica a un ritmo vertiginoso. No obstante, la tasa de adopci贸n var铆a enormemente de un pa铆s a otro.

Leadership in an era of transformation

Navigate the future of payments with insights on today鈥檚 barriers, leadership strategies, and ecosystem shifts.

Banking

SEPA one-leg out SCT Inst (OCT Inst) : a great opportunity for new international services

Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base.

Two women shake hands while others stand in line behind one of them

Banking

Historias de 茅xito de los principales sistemas de pagos inmediatos del mundo

En busca de las ventajas econ贸micas de unos pagos m谩s r谩pidos y eficaces, la mayor铆a de los mercados m谩s importantes ya cuentan con sistemas de pagos inmediatos o los est谩n desarrollando, por lo que la atenci贸n se est谩 centrando en impulsar su adopci贸n.

Two women shake hands while others stand in line behind one of them

Banking

Revealed: The Stories Behind the Success of World鈥檚 Leading Real-Time Payments Schemes

In search of the economic benefits of faster and more efficient payments, most major markets either already have real-time payment schemes in place or in development, and attention is turning to driving adoption.

Banking

How New Zealand鈥檚 Banks Can Prepare for Upcoming Account-to-Account Real-Time Payments

Next-generation payment schemes, underpinned by the real-time transfer of funds, have become commonplace around the world. Most major markets are now either live with national account-to-account (A2A) instant payment capabilities or have them in development. And research from ACI and GlobalData forecasts that real-time payments will account for 27.8% of all electronic payments globally by 2027.

New Zealand

Banking

3 Essential Considerations for New Zealand鈥檚 Real-Time Payments Journey

Modern consumers expect real-time experiences and services, as well as instant fulfillment from the companies providing them.

Banking

Use Cases and Ubiquity 鈥 The Driving Forces Behind Real-Time Payments Adoption

With real-time payments expected to account for a quarter of all electronic payments by 2026, the writing is on the wall: real-time payments aren鈥檛 just growing, they鈥檙e the future.