Digital wallets or pay services? Understanding the roles that power today鈥檚 digital payments experience
Navigating the payments maze: A retailer鈥檚 guide to global expansion
Accelerating global retail expansion
How to navigate NACHA鈥檚 2026 Fraud Mandate
The UK鈥檚 renewed RTGS service is live, and why now is the time to rethink your CHAPS access
For senior banking professionals, the renewal is more than an operational milestone. It is a strategic inflection point.
Unified corporate payments: How banks can win corporate clients with seamless service
On this page Corporate banking is undergoing digital transformation as clients demand faster, simpler, and more integrated services. One critical area of opportunity is corporate payments. Traditionally, companies have navigated a maze of payment types: domestic ACH, international wires via SWIFT, regional systems like SEPA, emerging real-time payments, and more.
Unified payments processing is the solution to banks鈥� crushing compliance burden
Surging digital payment volumes and related compliance demands are heaping pressure on banks to scale their processing capacity and optimize operations.
Banks are overwhelmed by payments data. Does unified processing offer a lifeline?
The volume of payments data available to banks today has surged almost to the point of overwhelm: it has created as many operational challenges as it has growth opportunities.
More widely available instant payments are coming to Europe: How Banks and PSPs can prepare for IPR
European payments are moving toward significant transformation as the European Parliament and the Council of the European Union (EU) adopted the Instant Payments Regulation (IPR) in February 2024, entering into effect on April 8, 2024.
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Leadership in an era of transformation
Navigate the future of payments with insights on today鈥檚 barriers, leadership strategies, and ecosystem shifts.
SEPA one-leg out SCT Inst (OCT Inst) : a great opportunity for new international services
Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base.
Historias de 茅xito de los principales sistemas de pagos inmediatos del mundo
En busca de las ventajas econ贸micas de unos pagos m谩s r谩pidos y eficaces, la mayor铆a de los mercados m谩s importantes ya cuentan con sistemas de pagos inmediatos o los est谩n desarrollando, por lo que la atenci贸n se est谩 centrando en impulsar su adopci贸n.
Revealed: The Stories Behind the Success of World鈥檚 Leading Real-Time Payments Schemes
In search of the economic benefits of faster and more efficient payments, most major markets either already have real-time payment schemes in place or in development, and attention is turning to driving adoption.
How New Zealand鈥檚 Banks Can Prepare for Upcoming Account-to-Account Real-Time Payments
Next-generation payment schemes, underpinned by the real-time transfer of funds, have become commonplace around the world. Most major markets are now either live with national account-to-account (A2A) instant payment capabilities or have them in development. And research from ACI and GlobalData forecasts that real-time payments will account for 27.8% of all electronic payments globally by 2027.
5 top payments trends for Brazil in 2023
The real digitization of payments is just starting in Brazil, but 2023 will definitely be a very important year for the country.
How Scale, Simplicity and Flexibility Transforms Payments-as-a-Service
Sam Jawad, ACI鈥檚 Executive Vice President and Head of Banks & Intermediaries, explains how managed services for payments have evolved over the past two decades, and how banks can take advantage of the ongoing evolution in cloud architectures.