Young women sending money through digital wallet, using wireless technology

Billers

Digital wallets or pay services? Understanding the roles that power today鈥檚 digital payments experience

nternet of Things and Mobile Payment concept,close up hand holding smart phone with Communication icons.Paying through terminal.Connection and wireless network Technology

Merchants

Navigating the payments maze: A retailer鈥檚 guide to global expansion

Shopping

Merchants

Accelerating global retail expansion

Security breach, smartphone screen, infected by internet virus, cyberattack hacking

Payments Intelligence

How to navigate NACHA鈥檚 2026 Fraud Mandate

Bank of England

Banking

The UK鈥檚 renewed RTGS service is live, and why now is the time to rethink your CHAPS access

For senior banking professionals, the renewal is more than an operational milestone. It is a strategic inflection point.

Banking

Unified corporate payments: How banks can win corporate clients with seamless service

On this page Corporate banking is undergoing digital transformation as clients demand faster, simpler, and more integrated services. One critical area of opportunity is corporate payments. Traditionally, companies have navigated a maze of payment types: domestic ACH, international wires via SWIFT, regional systems like SEPA, emerging real-time payments, and more.

Close up shot of a blue digital screen, a graphic of a cloud with lines connection to different internet based devices

Banking

How cloud-based solutions enhance dispute resolution in eCommerce

On this page eCommerce continues to grow rapidly worldwide. Over the past year, regions such as Latin America and the Middle East/Africa have recorded increases of 16% and 13%, respectively, surpassing more established markets like North America (10%) and Asia-Pacific (8%), according to Atlantico.

Man standing in front of a modern cityscape

Banking

The rapid growth of real-time payments: A catalyst for financial inclusion

Real-time payments are enabling instant fund transfers, driving economic growth, and promoting financial inclusion globally.

Banking

ISO 20022 messaging standard marks new opportunities in the financial services industry

The adoption of ISO 20022 marks new opportunities in the financial services industry by standardizing payment messages across various systems.

Banking

Unified payments processing is the solution to banks鈥 crushing compliance burden

Surging digital payment volumes and related compliance demands are heaping pressure on banks to scale their processing capacity and optimize operations.

Leadership in an era of transformation

Navigate the future of payments with insights on today鈥檚 barriers, leadership strategies, and ecosystem shifts.

Someone tapping on their smartphone, there is a digital graphic added on top showing the various things you can do on a smartphone such as shopping, music, etc.

Banking

Banks are overwhelmed by payments data. Does unified processing offer a lifeline?

The volume of payments data available to banks today has surged almost to the point of overwhelm: it has created as many operational challenges as it has growth opportunities.

Banking

More widely available instant payments are coming to Europe: How Banks and PSPs can prepare for IPR

European payments are moving toward significant transformation as the European Parliament and the Council of the European Union (EU) adopted the Instant Payments Regulation (IPR) in February 2024, entering into effect on April 8, 2024.

Banking

ISO 20022 鈥 Expanding like no tomorrow

ISO 20022 is a messaging standard used across the financial industry.聽 In the domestic Real-Time Gross Settlement (RTGS)/Wire and cross-border payment spaces, transformation to the most recent ISO 20022 (HVPS+ and CBPR+) messaging standards has been ongoing since 2022. The North America Clearing House CHIPS wire system migrated in April 2024, and the U.S. Federal Reserve will update its Fedwire system in March 2025. It is important to note that everyone has been starting with an ISO 20022 standard.

Banking

Los sistemas de pago impulsan la expansi贸n de los pagos inmediatos en Latinoam茅rica聽

Aunque los pagos inmediatos son una realidad desde hace muchos a帽os, no se puede negar que la transformaci贸n que supone el 鈥渢iempo real鈥 ha despegado en Latinoam茅rica a un ritmo vertiginoso. No obstante, la tasa de adopci贸n var铆a enormemente de un pa铆s a otro.

Banking

SEPA one-leg out SCT Inst (OCT Inst) : a great opportunity for new international services

Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base.

Two women shake hands while others stand in line behind one of them

Banking

Historias de 茅xito de los principales sistemas de pagos inmediatos del mundo

En busca de las ventajas econ贸micas de unos pagos m谩s r谩pidos y eficaces, la mayor铆a de los mercados m谩s importantes ya cuentan con sistemas de pagos inmediatos o los est谩n desarrollando, por lo que la atenci贸n se est谩 centrando en impulsar su adopci贸n.