Why Age of Information (AoI) 聽is no longer a reliable indicator of trust
The end of the batch era
Digital is the default, but control, trust, and flexibility drive choice鈥擟ollege tuition payments in 2026
From principle to operating model: Rethinking customer onboarding鈥擯art 2
Engineers Week spotlight: Inside a supportive culture that enables people to build
On this page As the engineering community celebrates Engineers Week 2026, which highlights how engineers improve the world around us, ACI stands as a real-world example of progress built over time.
Why banks are consolidating payment systems now
The institutions still running fragmented payment systems aren't just falling behind. They're paying billions for the privilege.
The multi-cloud imperative: Building resilient payments for the future
Payments are rapidly evolving as customers demand seamless, instant, and global transactions, prompting financial institutions to modernize with resilient, cloud-native systems.
Reflecting on Payments Unleashed 2025: A message from our CEO
Payments Unleashed 2025 was a milestone in 浪花直播's 50-year history, celebrating our legacy and setting the stage for future payments innovation.
50 Years of 浪花直播: Shaping the Future of Payments
With each decade, ACI has redefined what鈥檚 possible, adapting to new technologies, meeting evolving consumer demands, and leading the charge in digital transformation.
ISO 20022 鈥� Expanding like no tomorrow
ISO 20022 is a messaging standard used across the financial industry.聽 In the domestic Real-Time Gross Settlement (RTGS)/Wire and cross-border payment spaces, transformation to the most recent ISO 20022 (HVPS+ and CBPR+) messaging standards has been ongoing since 2022. The North America Clearing House CHIPS wire system migrated in April 2024, and the U.S. Federal Reserve will update its Fedwire system in March 2025. It is important to note that everyone has been starting with an ISO 20022 standard.
Leadership in an era of transformation
Navigate the future of payments with insights on today鈥檚 barriers, leadership strategies, and ecosystem shifts.
ACI Careers: Somya Patnaik on Making a Global Impact
鈥淔or anyone who is passionate about payments, I would say ACI gives you the opportunity to be at the center of global real-time payments and the digital payments revolution,鈥� she remarked. 鈥淵ou get the opportunity to work on industry-leading payment solutions.
ACI Careers: Saurabh Gupta on Making the Possible a Reality
We鈥檙e powered by a diverse team of innovators, experts and possibility makers. In this blog post, we鈥檒l get to know one of those team members: Saurabh Gupta, Head of Professional Services 鈥� Americas.
How Janie Gordon Is Making the Whole World Ready for Real-Time Payments
From the first time she met with senior leaders during the interview process, Janie was energized by the ubiquity of the company and the fact that ACI has the power to make individual transactions happen, while simultaneously modernizing whole countries, regions and even contents of financial systems.
How Debbie Guerra Leads an International Product Team That Shapes the Global Economic Infrastructure
In large global companies, it鈥檚 easy to get lost, never really understanding the effects of one鈥檚 contributions, but Debbie believes this hasn鈥檛 been the case at ACI.