
Why banks are consolidating payment systems now
The institutions still running fragmented payment systems aren't just falling behind. They're paying billions for the privilege.

The multi-cloud imperative: Building resilient payments for the future
Payments are rapidly evolving as customers demand seamless, instant, and global transactions, prompting financial institutions to modernize with resilient, cloud-native systems.

Stop referring to payments as invisible or disappearing
Transparency in payments is essential for consumers, businesses, and the broader payment industry.

Reflecting on Payments Unleashed 2025: A message from our CEO
Payments Unleashed 2025 was a milestone in ÀË»¨Ö±²¥'s 50-year history, celebrating our legacy and setting the stage for future payments innovation.

50 Years of ÀË»¨Ö±²¥: Shaping the Future of Payments
With each decade, ACI has redefined what’s possible, adapting to new technologies, meeting evolving consumer demands, and leading the charge in digital transformation.

ISO 20022 – Expanding like no tomorrow
ISO 20022 is a messaging standard used across the financial industry. In the domestic Real-Time Gross Settlement (RTGS)/Wire and cross-border payment spaces, transformation to the most recent ISO 20022 (HVPS+ and CBPR+) messaging standards has been ongoing since 2022. The North America Clearing House CHIPS wire system migrated in April 2024, and the U.S. Federal Reserve will update its Fedwire system in March 2025. It is important to note that everyone has been starting with an ISO 20022 standard.

Leadership in an era of transformation
Navigate the future of payments with insights on today’s barriers, leadership strategies, and ecosystem shifts.

How Janie Gordon Is Making the Whole World Ready for Real-Time Payments
From the first time she met with senior leaders during the interview process, Janie was energized by the ubiquity of the company and the fact that ACI has the power to make individual transactions happen, while simultaneously modernizing whole countries, regions and even contents of financial systems.

How Debbie Guerra Leads an International Product Team That Shapes the Global Economic Infrastructure
In large global companies, it’s easy to get lost, never really understanding the effects of one’s contributions, but Debbie believes this hasn’t been the case at ACI.



