Young women sending money through digital wallet, using wireless technology

Billers

Digital wallets or pay services? Understanding the roles that power today鈥檚 digital payments experience

nternet of Things and Mobile Payment concept,close up hand holding smart phone with Communication icons.Paying through terminal.Connection and wireless network Technology

Merchants

Navigating the payments maze: A retailer鈥檚 guide to global expansion

Shopping

Merchants

Accelerating global retail expansion

Security breach, smartphone screen, infected by internet virus, cyberattack hacking

Payments Intelligence

How to navigate NACHA鈥檚 2026 Fraud Mandate

Real-time payments

Merchants

The real truth about merchant real-time payments

RTP represents the future of payments, even though it is sometimes difficult to see beyond the current dominance of card-based payments.

Mobile banking

Banking

Why banks are consolidating payment systems now

The institutions still running fragmented payment systems aren't just falling behind. They're paying billions for the privilege.

Banking

The multi-cloud imperative: Building resilient payments for the future

Payments are rapidly evolving as customers demand seamless, instant, and global transactions, prompting financial institutions to modernize with resilient, cloud-native systems.

Woman paying a bill

Billers

Never miss a payment: Building resiliency with a three-layer strategy

Safeguard revenue, customer trust, and compliance amid increasing demand for urgent bill payments.

Transparent globe on a keyboard

Corporate

Stop聽referring to聽payments聽as聽invisible聽or disappearing

Transparency in payments is essential for consumers, businesses, and the broader payment industry.

cloud network connections

Banking

浪花直播 and IBM: Powering the next generation of enterprise payments

ACI is optimizing Base24-eps and PRM for IBM鈥檚 latest Z platform to support major global financial institutions.

Leadership in an era of transformation

Navigate the future of payments with insights on today鈥檚 barriers, leadership strategies, and ecosystem shifts.

Man at computer

Billers

Meeting borrowers in a time of financial fragility

With auto debt at $1.66 trillion and many consumers now living paycheck to paycheck, lenders must adapt as financial stress grows.

Thomas Warsop III, Payments Unleashed Main Stage

Corporate

Reflecting on Payments Unleashed 2025: A message from our CEO

Payments Unleashed 2025 was a milestone in 浪花直播's 50-year history, celebrating our legacy and setting the stage for future payments innovation.

Merchants

Unlocking the power of PAR聽

Leveraging payment account reference numbers to overcome common merchant challenges.

Artificial Intelligence (AI)

Merchants

Why merchant acquirers must embrace AI to stay competitive聽

Acquirers must move beyond incremental improvement, as the fraud and financial crime landscape continues to accelerate.

Businessman using tablet analyzing sales data and economic growth graph chart. Business strategy.

Banking

Sibos 2025: Showcasing ideas, not declaring change

Sibos 2025 signaled a shift toward proactive modernization, emphasizing practical tech integration and evolving regulations in banking.

Billers

Bill pay isn鈥檛 what it used to be, and that鈥檚 a good thing

This transition didn鈥檛 happen overnight. It took years of innovation and careful integration to transform outdated payment systems into the modern, scalable, secure, and resilient platforms we use today.