
The real truth about merchant real-time payments
RTP represents the future of payments, even though it is sometimes difficult to see beyond the current dominance of card-based payments.

Why banks are consolidating payment systems now
The institutions still running fragmented payment systems aren't just falling behind. They're paying billions for the privilege.

The multi-cloud imperative: Building resilient payments for the future
Payments are rapidly evolving as customers demand seamless, instant, and global transactions, prompting financial institutions to modernize with resilient, cloud-native systems.

Never miss a payment: Building resiliency with a three-layer strategy
Safeguard revenue, customer trust, and compliance amid increasing demand for urgent bill payments.

Stop聽referring to聽payments聽as聽invisible聽or disappearing
Transparency in payments is essential for consumers, businesses, and the broader payment industry.

浪花直播 and IBM: Powering the next generation of enterprise payments
ACI is optimizing Base24-eps and PRM for IBM鈥檚 latest Z platform to support major global financial institutions.

Leadership in an era of transformation
Navigate the future of payments with insights on today鈥檚 barriers, leadership strategies, and ecosystem shifts.

Meeting borrowers in a time of financial fragility
With auto debt at $1.66 trillion and many consumers now living paycheck to paycheck, lenders must adapt as financial stress grows.

Reflecting on Payments Unleashed 2025: A message from our CEO
Payments Unleashed 2025 was a milestone in 浪花直播's 50-year history, celebrating our legacy and setting the stage for future payments innovation.

Unlocking the power of PAR聽
Leveraging payment account reference numbers to overcome common merchant challenges.

Why merchant acquirers must embrace AI to stay competitive聽
Acquirers must move beyond incremental improvement, as the fraud and financial crime landscape continues to accelerate.

Sibos 2025: Showcasing ideas, not declaring change
Sibos 2025 signaled a shift toward proactive modernization, emphasizing practical tech integration and evolving regulations in banking.

Bill pay isn鈥檛 what it used to be, and that鈥檚 a good thing
This transition didn鈥檛 happen overnight. It took years of innovation and careful integration to transform outdated payment systems into the modern, scalable, secure, and resilient platforms we use today.



