Young women sending money through digital wallet, using wireless technology

Billers

Digital wallets or pay services? Understanding the roles that power today鈥檚 digital payments experience

nternet of Things and Mobile Payment concept,close up hand holding smart phone with Communication icons.Paying through terminal.Connection and wireless network Technology

Merchants

Navigating the payments maze: A retailer鈥檚 guide to global expansion

Shopping

Merchants

Accelerating global retail expansion

Security breach, smartphone screen, infected by internet virus, cyberattack hacking

Payments Intelligence

How to navigate NACHA鈥檚 2026 Fraud Mandate

Woman paying a bill

Billers

Never miss a payment: Building resiliency with a three-layer strategy

Safeguard revenue, customer trust, and compliance amid increasing demand for urgent bill payments.

Man at computer

Billers

Meeting borrowers in a time of financial fragility

With auto debt at $1.66 trillion and many consumers now living paycheck to paycheck, lenders must adapt as financial stress grows.

Billers

Bill pay isn鈥檛 what it used to be, and that鈥檚 a good thing

This transition didn鈥檛 happen overnight. It took years of innovation and careful integration to transform outdated payment systems into the modern, scalable, secure, and resilient platforms we use today.

Diverse Group of University Students Walking on Campus

Billers

When a missed payment costs 60 points: Why wallet-based engagement is the new standard for student loan servicing

This isn鈥檛 just a data point. It鈥檚 a wake-up call. 31% of federal student loan borrowers with payment due are now 90 days or more past due, the highest delinquency rate ever recorded.

Landscape shot of an electric plan on a clear sunny day.

Billers

Meeting customer preferences: The key to utility payments success

This isn鈥檛 just a data point. It鈥檚 a wake-up call. 31% of federal student loan borrowers with payment due are now 90 days or more past due, the highest delinquency rate ever recorded.

Billers

Gen Z is setting the pace鈥攃an your business keep up?

The lending, utilities, and insurance industries must adapt to meet the needs of Gen Z or risk losing relevance and loyalty.

Leadership in an era of transformation

Navigate the future of payments with insights on today鈥檚 barriers, leadership strategies, and ecosystem shifts.

Billers

The digital wallet wave: Why lenders can鈥檛 afford to miss it

On this page Let’s talk about something buzzing in the world of payments: digital wallets. As a consumer lender, understanding the rise of digital wallets for bill pay is crucial. Let’s explore why they’re a game-changer for you and your customers.

Billers

Payments modernization is the key to helping credit unions gain and retain younger members

On this page As a proud credit union member, I have always valued the relationship-based approach that credit unions offer. When entrusting someone with my money or borrowing, the personal connection credit unions foster is incredibly important.

Billers

2025 auto lending trends: Mobile payments and self-service revolutionize customer experiences

The ACI Speedpay庐 Pulse survey confirms long-standing consumer trends toward mobile payments adoption and related self-service experiences.

Billers

New Consumer Research Reveals Major New Cost Pressures in the Pipeline for Billers

or billers strategizing around payments innovation, it鈥檚 essential to understand consumer payments expectations and the wider financial pressures they might be facing.

Woman types on her smartphone

Billers

Security meets convenience: Why mobile bill pay can become a key defense against fraud

The adoption of digital wallets has been growing around the world. Today in the U.S., digital wallets such as PayPal, Venmo and Square Cash are widely used alongside smartphone-native solutions like Apple Pay and Google Pay.