Digital wallets or pay services? Understanding the roles that power today鈥檚 digital payments experience
Navigating the payments maze: A retailer鈥檚 guide to global expansion
Accelerating global retail expansion
How to navigate NACHA鈥檚 2026 Fraud Mandate
Never miss a payment: Building resiliency with a three-layer strategy
Safeguard revenue, customer trust, and compliance amid increasing demand for urgent bill payments.
Meeting borrowers in a time of financial fragility
With auto debt at $1.66 trillion and many consumers now living paycheck to paycheck, lenders must adapt as financial stress grows.
Bill pay isn鈥檛 what it used to be, and that鈥檚 a good thing
This transition didn鈥檛 happen overnight. It took years of innovation and careful integration to transform outdated payment systems into the modern, scalable, secure, and resilient platforms we use today.
Gen Z is setting the pace鈥攃an your business keep up?
The lending, utilities, and insurance industries must adapt to meet the needs of Gen Z or risk losing relevance and loyalty.
2025 auto lending trends: Mobile payments and self-service revolutionize customer experiences
The ACI Speedpay庐 Pulse survey confirms long-standing consumer trends toward mobile payments adoption and related self-service experiences.
Fraudsters are developing sophisticated scams in the utility sector
Digital payments fraud in the utility sector is a growing concern. The shift from traditional paper checks to digital payments within the industry has opened new avenues for fraud1.
Leadership in an era of transformation
Navigate the future of payments with insights on today鈥檚 barriers, leadership strategies, and ecosystem shifts.
Finally, insurers are embracing surcharging and saving millions in the process
Interchange and network fees levied for accepting credit cards are the one factor that dwarfs all others when insurers start digging into the cost of getting paid.
A generational change in higher education payment habits
The landscape of the payments industry is changing rapidly, and educational institutions must understand and adapt to the evolving habits of students and parents.
How a Modern Payments Experience Can Help Credit Unions Gain and Retain Younger Members
I recently attended the 2024 America's Credit Unions Governmental Affairs Conference, where one of the speakers said something that caught my ear: Essentially, the younger demographic is not fully aware of the concept of a credit union, its unique characteristics compared to other financial entities and the reasons why they might want to consider banking with them.
New Consumer Research Reveals Major New Cost Pressures in the Pipeline for Billers
or billers strategizing around payments innovation, it鈥檚 essential to understand consumer payments expectations and the wider financial pressures they might be facing.
Security meets convenience: Why mobile bill pay can become a key defense against fraud
The adoption of digital wallets has been growing around the world. Today in the U.S., digital wallets such as PayPal, Venmo and Square Cash are widely used alongside smartphone-native solutions like Apple Pay and Google Pay.
The complete guide to merchant payments orchestration
Payments orchestration platforms typically provide businesses with a single place to monitor and manage multiple payment systems, payment providers and multiple payment methods, allowing merchants to offer customers a wider range of payment options, while simplifying the payment process on the back end.