For the past 12 years Phil has helped organizations profit from new bill payment opportunities. His research has been published by CNN, MSNBC and the Washington Post. Phil holds a bachelor's degree in Commerce from the University of Virginia. Phil blogs to help organizations profit from new trends in electronic bill presentment and payment. Frequent topics include navigating the compliance, customer experience and cost implications of mobile bill payment systems, online payment services and bill pay service fees.
Articles by Phil Spradlin
Survey Shows Millennials Aren鈥檛 as 鈥楧igitally Savvy鈥� When it Comes to Tax Refunds
University Payments Made Simple for Students and Parents
How TD Bank Masters Payment Processing Risk
60% of the big boys now accepting debit cards for loans
How do Insurance Leaders See the Future of Payments?
How Will Governments Make Payment Services Simple?
Can I Charge a Fee For Debit & Credit Card Processing?
The Future of Banking: Multi-Channel Convergence to an Omnichannel Endpoint